|
|
Investment portfolio in 2023
Damon Ho
17th December 2022
It is an unforgettable year for all the investors in 2022. During this year, it is no matter what you hold in whatever investment instruments in your portfolio. Unfortunately, you are no exception to be a loser in whatever you hold. In this tough year, most common instruments including currencies, property investment and common stock suffer fifteen per cent or more loss in average. New year is coming, and it is the right time to regulate the investment portfolio to attain the above average of the investment result.
In 2022, property news has attracted attention in town. Although the fall of the market is still substantial, but the tendency of adjustment seems weaker than before. In addition, the latest sales records of the  government subsidized housing units are satisfactory, it proves that there is a strong demand for self-use residential units. The average of transaction price of these units are about three million dollars. It means that the market value of these discounted units are about 4.5 to 5 million dollars. The latest transaction records of private residential units have revealed that these kinds of small units are welcomed by the public. A user may consider buying in if he or she finds a reduced-price unit which is twenty percent or more less than the original price in coming year.
If someone dislikes property investment, high interest rate of fixed deposit may be a good other option. Nowadays, this fixed interest rate has risen to 4.5 to 5%, and it is a sound investment for the risk-free investors. The aggressive investor may invest the foreign currencies and they can earn 8 to 10% yield return if they can buy in a lower position.
The stock investment is not easy to manage for the general investor. Hang Seng index has been rising more than thirty percent since early of November. If someone insists to enter the market now, the risk factor may be higher than a general investor can accept. This kind of investors may consider investing the blue chip stocks which can provide 7% or more yield return yearly. A good stock that can provide steady interest to shareholders is important. But things can change without any warning. For example, the retirees welcomed the Hong Kong and China Gas Company for its good issuing interest policy. Until March of this year, China Gas company suddenly cut to issue bonus shares to the shareholders. In consequence, the yield return of this stock dropped significantly. In this chaotic world, no one except God knows everything.
The investment environment is a challenge to investors in 2023. The development of first half year will give the investors a clearer path to the second half of this year. As smart investors, they may regulate their investment strategy whenever the environment has changed. In conclusion, the bear market will persist for a longer time in the coming year. So, any big investment should be cautious.
|
|
|
| |
|
|
| |
|
|
|
|
|
1. 高盛傳裁員4000人 2022-12-17 14:42:52
|
外電引述消息人士透露,高盛集團可能裁員多達4000人,相當於全球員工總人數約8%。消息人士表示,高盛高層管理人員被要求確定潛在的成本削減目標,但目前尚未確定最終的裁員數量。
報道指出,隨著高盛近年的各項收購行動,該行員工數目大增,今年第三季有逾4.9萬名員工,自2018年底以來增加34%。
|
|
2. HK wealthy grow 3.3% annually 2022-12-17 20:27:46
|
With continued expansion of the wealth market, experts believe that the number of affluent individuals in Hong Kong will grow yearly by 3.3% between 2022 to 2026. According to data analytics company GlobalData, the affluent population accounted for 56.7% of the city state’s total population at the end of 2021. This year, GlobalData expects the affluent population, which includes mass affluent investors (holding liquid assets of $50,000–$1m) and high-net-worth (HNW) individuals (holding liquid assets of more than $1m) to grow by 3.7%.
|
|
3. 柏傲莊新高尺租54元 2022-12-18 00:28:13
|
大圍站上蓋大型屋苑柏傲莊，本月陸續收樓，帶動租賃成交，暫時共錄得33宗預租，柏傲莊第3A座低層D室，實用面積278方呎一房間隔，最新以1.5萬元承租客承租、實呎租金高見54元，料為屋苑呎租新高；資料顯示，業主購入價約為729.8萬元，現享租金回報率約2.5厘。
|
|
4. Hang Seng raised primrose rate 2022-12-18 21:05:54
|
Hang Seng Bank has announced that it will be raising its prime lending rate by 25 basis points from 5.375% per annum (p.a). to 5.625% p.a. The decision to adjust the rate was because of various market factors, including the macroeconomic environment, cost of funding, interbank rate levels and aggregate balance in Hong Kong’s banking sector, Diana Cesar, Executive Director and Chief Executive of Hang Seng said. The bank’s Hong Kong dollar savings deposit rates for an account balance of $5k or above will also be increased from 0.375% p.a. to 0.625% p.a.
|
|
5. Commercial property still under pressure 2022-12-19 11:45:39
|
With China easing its COVID-19 rules and travel restrictions in December and the recent stock market rebound, retailers are anticipating the opening of the borders between Hong Kong and China that could lend some support to the declining commercial real estate market, a report by CBRE reveals. However, the analyst warns that interest rate hikes will still continue to weigh heavily on investment markets. This means the commercial real estate market is expected to receive a low volume of investments. In CBRE’s report, investors are offloading their assets to pile up capital. This is seen as investors trying to wait for better deals and other opportunities before re-entering the market. Meanwhile, some asset owners who are facing some financial difficulties have actively disposed of their commercial assets like the recent sale of Stan Group/Tang family selling of a 12,030 sq. ft. strata unit at Vigor Industrial Building, Tsing Yi for $74m.
|
|
6. Exports rebound next year 2022-12-20 15:06:25
|
Experts predict that exports will rebound next year, growing by 5%. In 2022, exports declined by 6%. According to the Hong Kong Trade Development Council (HKTDC), exports will “gradually regain growth momentum amidst the receding pandemic, easing of COVID-19 restrictions and resumption of cross-border land transportation." In one of its surveys, the council reported that there are more exporters who no longer suffer from pandemic-related problems (32.7%) and had already made progress towards resolving the challenge of high transportation costs and logistics bottlenecks.
|
|
7. 政府明年再推港人首置項目 2022-12-21 14:22:01
|
政府公布青年發展藍圖，當中針對青年置業問題，提出再推「港人首次置業」項目。 民政及青年事務局指，將於2023至24年度賣地計劃再度推出「港人首次置業」項目。當局指過去購買「首置」單位中逾85%是40歲或以下人士，預計增加「首置」項目有助青年置業。藍圖亦提出增加青年宿舍宿位，應付青年住屋需求。
|
|
8. Investment market still under pressure 2022-12-23 10:45:19
|
With China easing its COVID-19 rules and travel restrictions in December and the recent stock market rebound, retailers are anticipating the opening of the borders between Hong Kong and China that could lend some support to the declining commercial real estate market, a report by CBRE reveals. However, the analyst warns that interest rate hikes will still continue to weigh heavily on investment markets. This means the commercial real estate market is expected to receive a low volume of investments. In CBRE’s report, investors are offloading their assets to pile up capital. This is seen as investors trying to wait for better deals and other opportunities before re-entering the market. Meanwhile, some asset owners who are facing some financial difficulties have actively disposed of their commercial assets like the recent sale of Stan Group/Tang family selling of a 12,030 sq. ft. strata unit at Vigor Industrial Building, Tsing Yi for $74m.
|
|
| |
|
|
App下載
