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Mortgage Calculator Mortgage Hotline: 3563 8888
| Calculation of Mortgage Terms and Estimate of Expenses |
| Property Price： |
$4,800,000.00 |
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|
| Down Payment： |
$1,440,000.00 |
| |
| Loan amount： |
$3,360,000.00 |
Total repayment： |
$4,458,863.82 |
| Monthly Payment： |
$14,862.88 (2.375% 300-term) |
Total int. paid： |
$1,098,863.82 |
| Miscellaneous Expenses |
Registration Fee & Taxes |
| S&P Agreement： |
$2,000.00 |
S&P Reg： |
$210.00 |
| Assignment *： |
$29,000.00 |
Reg Fee： |
$230.00 - $450.00 |
| Mortgage Deed： |
$7,375.00 |
Reg Fee： |
$210.00 |
| Agency Commission： |
$48,000.00 |
Reg Fee： |
$300.00 |
| Mort. Insurance： |
$0.00 (one-time payment) |
Land Register： |
$30.00 |
|
Stamp Duty#： |
$97,500.00 (1st Residential Property) |
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|
$720,000.00 (2nd Residential Property) |
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|
$288,000.00 (Non Residential Property) |
| * The exact charges to be determined by the solicitors. |
# The exact stamp duty to be determined by the government. |
| Int. Rate |
7yr-term |
10yr-term |
13yr-term |
15yr-term |
20yr-term |
25yr-term |
30yr-term |
| 1.000 |
$41,432.99 |
$29,434.98 |
$22,977.75 |
$20,109.42 |
$15,452.45 |
$12,662.91 |
$10,807.09 |
| 1.500 |
$42,161.72 |
$30,169.94 |
$23,720.08 |
$20,856.97 |
$16,213.53 |
$13,437.86 |
$11,596.04 |
| 2.000 |
$42,898.58 |
$30,916.52 |
$24,477.50 |
$21,621.89 |
$16,997.68 |
$14,241.51 |
$12,419.21 |
| 2.375 |
$43,456.57 |
$31,484.06 |
$25,055.43 |
$22,206.94 |
$17,600.84 |
|
$13,058.73 |
| 2.500 |
$43,643.58 |
$31,674.69 |
$25,249.94 |
$22,404.12 |
$17,804.74 |
$15,073.52 |
$13,276.06 |
| 3.000 |
$44,396.69 |
$32,444.41 |
$26,037.35 |
$23,203.54 |
$18,634.48 |
$15,933.50 |
$14,165.90 |
| 3.500 |
$45,157.90 |
$33,225.65 |
$26,839.63 |
$24,020.05 |
$19,486.65 |
$16,820.95 |
$15,087.90 |
| 4.000 |
$45,927.19 |
$34,018.37 |
$27,656.70 |
$24,853.51 |
$20,360.94 |
$17,735.32 |
$16,041.15 |
| 4.500 |
$46,704.54 |
$34,822.51 |
$28,488.47 |
$25,703.77 |
$21,257.02 |
$18,675.97 |
$17,024.63 |
| 5.000 |
$47,489.93 |
$35,638.01 |
$29,334.81 |
$26,570.67 |
$22,174.51 |
$19,642.23 |
$18,037.21 |
| 5.500 |
$48,283.34 |
$36,464.83 |
$30,195.60 |
$27,454.00 |
$23,113.01 |
$20,633.34 |
$19,077.71 |
| 6.000 |
$49,084.74 |
$37,302.89 |
$31,070.71 |
$28,353.59 |
$24,072.08 |
$21,648.53 |
$20,144.90 |
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Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. |
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