Mortgage Calculator Mortgage Hotline: 3563 8888
Calculation of Mortgage Terms and Estimate of Expenses |
Property Price: |
$3,980,000.00 |
|
|
Down Payment: |
$1,194,000.00 |
| |
Loan amount: |
$2,786,000.00 |
Total repayment: |
$3,697,141.25 |
Monthly Payment: |
$12,323.80 (2.375% 300-term) |
Total int. paid: |
$911,141.25 |
Miscellaneous Expenses |
Registration Fee & Taxes |
S&P Agreement: |
$2,000.00 |
S&P Reg: |
$210.00 |
Assignment *: |
$24,900.00 |
Deed Fee: |
$230.00 - $450.00 |
Mortgage Deed: |
$7,375.00 |
Mort. Deed Fee: |
$210.00 |
Agency Commission: |
$39,800.00 |
Reg Fee: |
$300.00 |
Mort. Insurance: |
$0.00 (one-time payment) |
Land Register: |
$30.00 |
|
Stamp Duty#: |
$59,700.00 (1st Residential Property) |
|
|
$298,500.00 (2nd Residential Property) |
|
|
$59,700.00 (Non Residential Property) |
* The exact charges to be determined by the solicitors. |
# The exact stamp duty to be determined by the government. |
Int. Rate |
7yr-term |
10yr-term |
13yr-term |
15yr-term |
20yr-term |
25yr-term |
30yr-term |
1.000 |
$34,354.85 |
$24,406.51 |
$19,052.38 |
$16,674.06 |
$12,812.66 |
$10,499.67 |
$8,960.88 |
1.500 |
$34,959.09 |
$25,015.91 |
$19,667.90 |
$17,293.90 |
$13,443.72 |
$11,142.23 |
$9,615.05 |
2.000 |
$35,570.07 |
$25,634.95 |
$20,295.93 |
$17,928.15 |
$14,093.91 |
$11,808.58 |
$10,297.60 |
2.375 |
$36,032.74 |
$26,105.53 |
$20,775.13 |
$18,413.26 |
$14,594.03 |
|
$10,827.86 |
2.500 |
$36,187.80 |
$26,263.59 |
$20,936.41 |
$18,576.75 |
$14,763.09 |
$12,498.46 |
$11,008.07 |
3.000 |
$36,812.25 |
$26,901.82 |
$21,589.30 |
$19,239.60 |
$15,451.09 |
$13,211.53 |
$11,745.89 |
3.500 |
$37,443.42 |
$27,549.60 |
$22,254.53 |
$19,916.63 |
$16,157.68 |
$13,947.37 |
$12,510.39 |
4.000 |
$38,081.29 |
$28,206.90 |
$22,932.02 |
$20,607.71 |
$16,882.61 |
$14,705.53 |
$13,300.79 |
4.500 |
$38,725.85 |
$28,873.66 |
$23,621.69 |
$21,312.71 |
$17,625.61 |
$15,485.49 |
$14,116.25 |
5.000 |
$39,377.07 |
$29,549.85 |
$24,323.44 |
$22,031.51 |
$18,386.37 |
$16,286.68 |
$14,955.85 |
5.500 |
$40,034.94 |
$30,235.42 |
$25,037.18 |
$22,763.95 |
$19,164.54 |
$17,108.48 |
$15,818.60 |
6.000 |
$40,699.43 |
$30,930.31 |
$25,762.80 |
$23,509.85 |
$19,959.77 |
$17,950.24 |
$16,703.48 |
|
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. |
|
|
|