Mortgage Calculator Mortgage Hotline: 3563 8888
Calculation of Mortgage Terms and Estimate of Expenses |
Property Price: |
$495,000.00 |
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Down Payment: |
$148,500.00 |
| |
Loan amount: |
$346,500.00 |
Total repayment: |
$555,886.32 |
Monthly Payment: |
$1,852.95 (4.125% 300-term) |
Total int. paid: |
$209,386.32 |
Miscellaneous Expenses |
Registration Fee & Taxes |
S&P Agreement: |
$1,250.00 |
S&P Reg: |
$210.00 |
Assignment *: |
$9,247.50 |
Deed Fee: |
$230.00 - $450.00 |
Mortgage Deed: |
$7,375.00 |
Mort. Deed Fee: |
$210.00 |
Agency Commission: |
$4,950.00 |
Reg Fee: |
$300.00 |
Mort. Insurance: |
$0.00 (one-time payment) |
Land Register: |
$30.00 |
|
Stamp Duty#: |
$100.00 |
* The exact charges to be determined by the solicitors. |
# The exact stamp duty to be determined by the government. |
Int. Rate |
7yr-term |
10yr-term |
13yr-term |
15yr-term |
20yr-term |
25yr-term |
30yr-term |
1.000 |
$4,272.78 |
$3,035.48 |
$2,369.58 |
$2,073.78 |
$1,593.53 |
$1,305.86 |
$1,114.48 |
1.500 |
$4,347.93 |
$3,111.28 |
$2,446.13 |
$2,150.87 |
$1,672.02 |
$1,385.78 |
$1,195.84 |
2.000 |
$4,423.92 |
$3,188.27 |
$2,524.24 |
$2,229.76 |
$1,752.89 |
$1,468.66 |
$1,280.73 |
2.500 |
$4,500.74 |
$3,266.45 |
$2,603.90 |
$2,310.42 |
$1,836.11 |
$1,554.46 |
$1,369.09 |
3.000 |
$4,578.41 |
$3,345.83 |
$2,685.10 |
$2,392.87 |
$1,921.68 |
$1,643.14 |
$1,460.86 |
3.500 |
$4,656.91 |
$3,426.40 |
$2,767.84 |
$2,477.07 |
$2,009.56 |
$1,734.66 |
$1,555.94 |
4.000 |
$4,736.24 |
$3,508.14 |
$2,852.10 |
$2,563.02 |
$2,099.72 |
$1,828.95 |
$1,654.24 |
4.125 |
$4,756.20 |
$3,528.77 |
$2,873.40 |
$2,584.78 |
$2,122.61 |
|
$1,679.31 |
4.500 |
$4,816.41 |
$3,591.07 |
$2,937.87 |
$2,650.70 |
$2,192.13 |
$1,925.96 |
$1,755.66 |
5.000 |
$4,897.40 |
$3,675.17 |
$3,025.15 |
$2,740.10 |
$2,286.75 |
$2,025.60 |
$1,860.09 |
5.500 |
$4,979.22 |
$3,760.44 |
$3,113.92 |
$2,831.19 |
$2,383.53 |
$2,127.81 |
$1,967.39 |
6.000 |
$5,061.86 |
$3,846.86 |
$3,204.17 |
$2,923.96 |
$2,482.43 |
$2,232.50 |
$2,077.44 |
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Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. |
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