Mortgage Calculator
Add second mortgage
Remove second mortgage
Monthly repayment
Down Payment:
Total Loan:
Total Interest:
Monthly Repayment:
Miscellaneous Expenses
S&P Agreement:
Assignment *:
Mortgage Deed *: $7,375
Agency Commission:
* The exact charges to be determined by the solicitors.
Stress Test
Assumed Interest Rate:
Mininum Income:
Remark: First-time buyer does not need to pass the stress test when purchasing completed residential property with the price of 11.25 million or below. However, individual bank reserves the final decision on these kind of cases.
Registration Fee & Taxes
S&P Reg: $210
Deed Fee: $230.00 - $450.00
Mort. Deed Fee: $210
Reg. Fee: $300
Land Register: $30
Stamp Duty#: (1st Residential Property)
(2nd Residential Property)
(Non Residential Property)
Buyer's Stamp Duty (BSD)
Special Stamp Duty (SSD)
(6 months or less)
(More than 6 month but 12 month or less)
(More than 12 month but 36 month or less)
# The exact stamp duty to be determined by the government.
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.