MORTGAGE INFORMATION Print     中文
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Calculation of Mortgage Terms and Estimate of Expenses
Property Price: $15,500,000.00
Down Payment: $6,200,000.00
Loan amount: $9,300,000.00
Monthly Payment: $46,557.99 (3.5% 300-term)
Total repayment: $13,967,397.61
Total int. paid: $4,667,397.61
Miscellaneous Expenses
S&P Agreement: $3,000.00
Assignment* $56,250.00
Mortgage Deed* $7,375.00
Agency Commission: $155,000.00
Mort. Insurance: $243,660 one-time payment
* The exact charges to be determined by the solicitors.
Registration Fee & Taxes
S&P Reg: $210.00
Reg Fee: $230.00 - $450.00
Reg Fee: $210.00
Reg Fee: $300.00
Land Register: $30.00
Stamp Duty # $581,250.00 (1st Residential Property)
$2,325,000.00 (2nd Residential Property)
$581,250.00 (Non Residential Property)
# The exact stamp duty to be determined by the government.
Int. Rate 20yr-term 25yr-term 30yr-term
1.000 $42,770.17 $35,049.14 $29,912.48
1.500 $44,876.72 $37,194.08 $32,096.18
2.000 $47,047.15 $39,418.45 $34,374.61
2.500 $49,280.97 $41,721.36 $36,746.24
3.000 $51,577.58 $44,101.65 $39,209.18
3.500 $53,936.25 $46,557.99 $41,761.16
4.000 $56,356.17 $49,088.83 $44,399.62
4.500 $58,836.39 $51,692.42 $47,121.73
5.000 $61,375.88 $54,366.87 $49,924.41
5.500 $63,973.52 $57,110.14 $52,804.38
6.000 $66,628.09 $59,920.03 $55,758.20
 
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.