MORTGAGE INFORMATION Print     中文
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Calculation of Mortgage Terms and Estimate of Expenses
Property Price: $5,500,000.00
Down Payment: $1,650,000.00
Loan amount: $3,850,000.00
Monthly Payment: $20,588.38 (4.125% 300-term)
Total repayment: $6,176,514.64
Total int. paid: $2,326,514.64
Miscellaneous Expenses
S&P Agreement: $2,500.00
Assignment* $11,750.00
Mortgage Deed* $7,375.00
Agency Commission: $55,000.00
Mort. Insurance: $0 one-time payment
* The exact charges to be determined by the solicitors.
Registration Fee & Taxes
S&P Reg: $210.00
Reg Fee: $230.00 - $450.00
Reg Fee: $210.00
Reg Fee: $300.00
Land Register: $30.00
Stamp Duty # $123,750.00
# The exact stamp duty to be determined by the government.
Int. Rate 20yr-term 25yr-term 30yr-term
1.000 $17,705.93 $14,509.59 $12,383.12
1.500 $18,578.00 $15,397.55 $13,287.13
2.000 $19,476.51 $16,318.39 $14,230.35
2.500 $20,401.26 $17,271.74 $15,212.15
3.000 $21,352.01 $18,257.14 $16,231.76
3.500 $22,328.45 $19,274.01 $17,288.22
4.000 $23,330.24 $20,321.72 $18,380.49
4.125 $23,584.61 $20,588.38 $18,659.01
4.500 $24,357.00 $21,399.55 $19,507.38
5.000 $25,408.30 $22,506.72 $20,667.63
5.500 $26,483.66 $23,642.37 $21,859.88
6.000 $27,582.60 $24,805.60 $23,082.70
 
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.