MORTGAGE INFORMATION Print     中文
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Calculation of Mortgage Terms and Estimate of Expenses
Property Price: $14,500,000.00
Down Payment: $5,800,000.00
Loan amount: $8,700,000.00
Monthly Payment: $43,554.25 (3.5% 300-term)
Total repayment: $13,066,275.18
Total int. paid: $4,366,275.18
Miscellaneous Expenses
S&P Agreement: $3,000.00
Assignment* $53,750.00
Mortgage Deed* $7,375.00
Agency Commission: $145,000.00
Mort. Insurance: $0 one-time payment
* The exact charges to be determined by the solicitors.
Registration Fee & Taxes
S&P Reg: $210.00
Reg Fee: $230.00 - $450.00
Reg Fee: $210.00
Reg Fee: $300.00
Land Register: $30.00
Stamp Duty # $543,750.00 (1st Residential Property)
$1,087,500.00 (2nd Residential Property)
$543,750.00 (Non Residential Property)
# The exact stamp duty to be determined by the government.
Int. Rate 20yr-term 25yr-term 30yr-term
1.000 $40,010.80 $32,787.90 $27,982.64
1.500 $41,981.45 $34,794.46 $30,025.46
2.000 $44,011.85 $36,875.33 $32,156.89
2.500 $46,101.55 $39,029.66 $34,375.52
3.000 $48,249.99 $41,256.38 $36,679.55
3.500 $50,456.50 $43,554.25 $39,066.89
4.000 $52,720.29 $45,921.81 $41,535.13
4.500 $55,040.50 $48,357.43 $44,081.62
5.000 $57,416.15 $50,859.33 $46,703.48
5.500 $59,846.20 $53,425.61 $49,397.64
6.000 $62,329.50 $56,054.22 $52,160.90
 
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.