MORTGAGE INFORMATION Print     中文
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Calculation of Mortgage Terms and Estimate of Expenses
Property Price: $66,800.00
Down Payment: $26,720.00
Loan amount: $40,080.00
Monthly Payment: $200.65 (3.5% 300-term)
Total repayment: $60,194.98
Total int. paid: $20,114.98
Miscellaneous Expenses
S&P Agreement: $1,250.00
Assignment* $1,918.00
Mortgage Deed* $7,375.00
Agency Commission: $668.00
Mort. Insurance: $0 one-time payment
* The exact charges to be determined by the solicitors.
Registration Fee & Taxes
S&P Reg: $210.00
Reg Fee: $230.00 - $450.00
Reg Fee: $210.00
Reg Fee: $300.00
Land Register: $30.00
Stamp Duty # $100.00 (1st Residential Property)
$10,020.00 (2nd Residential Property)
$100.00 (Non Residential Property)
# The exact stamp duty to be determined by the government.
Int. Rate 20yr-term 25yr-term 30yr-term
1.000 $184.33 $151.05 $128.91
1.500 $193.40 $160.29 $138.32
2.000 $202.76 $169.88 $148.14
2.500 $212.39 $179.81 $158.36
3.000 $222.28 $190.06 $168.98
3.500 $232.45 $200.65 $179.98
4.000 $242.88 $211.56 $191.35
4.500 $253.57 $222.78 $203.08
5.000 $264.51 $234.30 $215.16
5.500 $275.71 $246.13 $227.57
6.000 $287.15 $258.24 $240.30
 
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.