MORTGAGE INFORMATION Print     中文
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Calculation of Mortgage Terms and Estimate of Expenses
Property Price: $79,800,000.00
Down Payment: $31,920,000.00
Loan amount: $47,880,000.00
Monthly Payment: $239,698.57 (3.5% 300-term)
Total repayment: $71,909,569.63
Total int. paid: $24,029,569.63
Miscellaneous Expenses
S&P Agreement: $3,000.00
Assignment* $217,000.00
Mortgage Deed* $7,375.00
Agency Commission: $798,000.00
Mort. Insurance: $1,254,456 one-time payment
* The exact charges to be determined by the solicitors.
Registration Fee & Taxes
S&P Reg: $210.00
Reg Fee: $230.00 - $450.00
Reg Fee: $210.00
Reg Fee: $300.00
Land Register: $30.00
Stamp Duty # $3,391,500.00 (1st Residential Property)
$11,970,000.00 (2nd Residential Property)
$3,391,500.00 (Non Residential Property)
# The exact stamp duty to be determined by the government.
Int. Rate 20yr-term 25yr-term 30yr-term
1.000 $220,197.39 $180,446.53 $154,001.00
1.500 $231,042.74 $191,489.51 $165,243.56
2.000 $242,216.94 $202,941.46 $176,973.80
2.500 $253,717.51 $214,797.69 $189,183.89
3.000 $265,541.33 $227,052.38 $201,864.01
3.500 $277,684.71 $239,698.57 $215,002.60
4.000 $290,143.38 $252,728.28 $228,586.44
4.500 $302,912.52 $266,132.59 $242,600.93
5.000 $315,986.81 $279,901.71 $257,030.19
5.500 $329,360.44 $294,025.09 $271,857.37
6.000 $343,027.19 $308,491.51 $287,064.79
 
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.