MORTGAGE INFORMATION Print     中文
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Calculation of Mortgage Terms and Estimate of Expenses
Property Price: $14,300,000.00
Down Payment: $5,720,000.00
Loan amount: $8,580,000.00
Monthly Payment: $42,953.50 (3.5% 300-term)
Total repayment: $12,886,050.70
Total int. paid: $4,306,050.70
Miscellaneous Expenses
S&P Agreement: $3,000.00
Assignment* $53,250.00
Mortgage Deed* $7,375.00
Agency Commission: $143,000.00
Mort. Insurance: $224,796 one-time payment
* The exact charges to be determined by the solicitors.
Registration Fee & Taxes
S&P Reg: $210.00
Reg Fee: $230.00 - $450.00
Reg Fee: $210.00
Reg Fee: $300.00
Land Register: $30.00
Stamp Duty # $536,250.00 (1st Residential Property)
$2,145,000.00 (2nd Residential Property)
$536,250.00 (Non Residential Property)
# The exact stamp duty to be determined by the government.
Int. Rate 20yr-term 25yr-term 30yr-term
1.000 $39,458.93 $32,335.66 $27,596.67
1.500 $41,402.40 $34,314.54 $29,611.31
2.000 $43,404.79 $36,366.70 $31,713.35
2.500 $45,465.67 $38,491.32 $33,901.37
3.000 $47,584.47 $40,687.33 $36,173.63
3.500 $49,760.54 $42,953.50 $38,528.03
4.000 $51,993.11 $45,288.40 $40,962.23
4.500 $54,281.32 $47,690.43 $43,473.60
5.000 $56,624.20 $50,157.83 $46,059.30
5.500 $59,020.73 $52,688.71 $48,716.30
6.000 $61,469.78 $55,281.06 $51,441.44
 
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.