MORTGAGE INFORMATION Print     中文
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Calculation of Mortgage Terms and Estimate of Expenses
Property Price: $4,100,000.00
Down Payment: $1,640,000.00
Loan amount: $2,460,000.00
Monthly Payment: $12,315.34 (3.5% 300-term)
Total repayment: $3,694,601.95
Total int. paid: $1,234,601.95
Miscellaneous Expenses
S&P Agreement: $2,000.00
Assignment* $25,500.00
Mortgage Deed* $7,375.00
Agency Commission: $41,000.00
Mort. Insurance: $0 one-time payment
* The exact charges to be determined by the solicitors.
Registration Fee & Taxes
S&P Reg: $210.00
Reg Fee: $230.00 - $450.00
Reg Fee: $210.00
Reg Fee: $300.00
Land Register: $30.00
Stamp Duty # $61,500.00 (1st Residential Property)
$615,000.00 (2nd Residential Property)
$61,500.00 (Non Residential Property)
# The exact stamp duty to be determined by the government.
Int. Rate 20yr-term 25yr-term 30yr-term
1.000 $11,313.40 $9,271.06 $7,912.33
1.500 $11,870.62 $9,838.43 $8,489.96
2.000 $12,444.73 $10,426.82 $9,092.64
2.500 $13,035.61 $11,035.97 $9,719.97
3.000 $13,643.10 $11,665.60 $10,371.46
3.500 $14,267.01 $12,315.34 $11,046.50
4.000 $14,907.12 $12,984.79 $11,744.42
4.500 $15,563.17 $13,673.48 $12,464.46
5.000 $16,234.91 $14,380.92 $13,205.81
5.500 $16,922.03 $15,106.55 $13,967.61
6.000 $17,624.20 $15,849.81 $14,748.94
 
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.