$
%
$
Year
%
Add second mortgage
Remove second mortgage
%
$
Year
%
Result
Monthly repayment
Down Payment:
Total Loan:
Total Interest:
Monthly Repayment:
Stamp Duty#
# The exact stamp duty to be determined by the government.
Debt-to-income(DTI) Ratio
First Property and Self-use
Monthly payment can not exceed income 50%:
Second Property or Non-self-use
Monthly payment can not exceed income 40%:
Miscellaneous Expenses
S&P Agreement:
Assignment *:
Mortgage Deed *: $7,375
Agency Commission:
* The exact charges to be determined by the solicitors.
Registration Fee & Taxes
S&P Reg: $210
Deed Fee: $230.00 - $450.00
Mort. Deed Fee: $210
Reg. Fee: $300
Land Register: $30
 
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.