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Mortgage Calculator Mortgage Hotline: 3563 8888
| Calculation of Mortgage Terms and Estimate of Expenses |
| Property Price： |
$128,000.00 |
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| Down Payment： |
$38,400.00 |
| |
| Loan amount： |
$89,600.00 |
Total repayment： |
$143,744.34 |
| Monthly Payment： |
$479.15 (4.125% 300-term) |
Total int. paid： |
$54,144.34 |
| Miscellaneous Expenses |
Registration Fee & Taxes |
| S&P Agreement： |
$1,250.00 |
S&P Reg： |
$210.00 |
| Assignment *： |
$9,064.00 |
Deed Fee： |
$230.00 - $450.00 |
| Mortgage Deed： |
$7,375.00 |
Mort. Deed Fee： |
$210.00 |
| Agency Commission： |
$1,280.00 |
Reg Fee： |
$300.00 |
| Mort. Insurance： |
$0.00 (one-time payment) |
Land Register： |
$30.00 |
|
Stamp Duty#： |
$100.00 |
| * The exact charges to be determined by the solicitors. |
# The exact stamp duty to be determined by the government. |
| Int. Rate |
7yr-term |
10yr-term |
13yr-term |
15yr-term |
20yr-term |
25yr-term |
30yr-term |
| 1.000 |
$1,104.88 |
$784.93 |
$612.74 |
$536.25 |
$412.07 |
$337.68 |
$288.19 |
| 1.500 |
$1,124.31 |
$804.53 |
$632.54 |
$556.19 |
$432.36 |
$358.34 |
$309.23 |
| 2.000 |
$1,143.96 |
$824.44 |
$652.73 |
$576.58 |
$453.27 |
$379.77 |
$331.18 |
| 2.500 |
$1,163.83 |
$844.66 |
$673.33 |
$597.44 |
$474.79 |
$401.96 |
$354.03 |
| 3.000 |
$1,183.91 |
$865.18 |
$694.33 |
$618.76 |
$496.92 |
$424.89 |
$377.76 |
| 3.500 |
$1,204.21 |
$886.02 |
$715.72 |
$640.53 |
$519.64 |
$448.56 |
$402.34 |
| 4.000 |
$1,224.73 |
$907.16 |
$737.51 |
$662.76 |
$542.96 |
$472.94 |
$427.76 |
| 4.125 |
$1,229.89 |
$912.49 |
$743.02 |
$668.39 |
$548.88 |
|
$434.25 |
| 4.500 |
$1,245.45 |
$928.60 |
$759.69 |
$685.43 |
$566.85 |
$498.03 |
$453.99 |
| 5.000 |
$1,266.40 |
$950.35 |
$782.26 |
$708.55 |
$591.32 |
$523.79 |
$480.99 |
| 5.500 |
$1,287.56 |
$972.40 |
$805.22 |
$732.11 |
$616.35 |
$550.22 |
$508.74 |
| 6.000 |
$1,308.93 |
$994.74 |
$828.55 |
$756.10 |
$641.92 |
$577.29 |
$537.20 |
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Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. |
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