Mortgage Calculator Mortgage Hotline: 3563 8888
Calculation of Mortgage Terms and Estimate of Expenses |
Property Price: |
$4,080,000.00 |
|
|
Down Payment: |
$1,224,000.00 |
| |
Loan amount: |
$2,856,000.00 |
Total repayment: |
$3,790,034.24 |
Monthly Payment: |
$12,633.45 (2.375% 300-term) |
Total int. paid: |
$934,034.24 |
Miscellaneous Expenses |
Registration Fee & Taxes |
S&P Agreement: |
$2,000.00 |
S&P Reg: |
$210.00 |
Assignment *: |
$25,400.00 |
Deed Fee: |
$230.00 - $450.00 |
Mortgage Deed: |
$7,375.00 |
Mort. Deed Fee: |
$210.00 |
Agency Commission: |
$40,800.00 |
Reg Fee: |
$300.00 |
Mort. Insurance: |
$0.00 (one-time payment) |
Land Register: |
$30.00 |
|
Stamp Duty#: |
$61,200.00 (1st Residential Property) |
|
|
$306,000.00 (2nd Residential Property) |
|
|
$61,200.00 (Non Residential Property) |
* The exact charges to be determined by the solicitors. |
# The exact stamp duty to be determined by the government. |
Int. Rate |
7yr-term |
10yr-term |
13yr-term |
15yr-term |
20yr-term |
25yr-term |
30yr-term |
1.000 |
$35,218.04 |
$25,019.74 |
$19,531.08 |
$17,093.00 |
$13,134.58 |
$10,763.48 |
$9,186.02 |
1.500 |
$35,837.46 |
$25,644.45 |
$20,162.07 |
$17,728.42 |
$13,781.50 |
$11,422.18 |
$9,856.63 |
2.000 |
$36,463.79 |
$26,279.04 |
$20,805.88 |
$18,378.61 |
$14,448.03 |
$12,105.28 |
$10,556.33 |
2.375 |
$36,938.08 |
$26,761.45 |
$21,297.11 |
$18,875.90 |
$14,960.71 |
|
$11,099.92 |
2.500 |
$37,097.04 |
$26,923.48 |
$21,462.45 |
$19,043.50 |
$15,134.03 |
$12,812.49 |
$11,284.65 |
3.000 |
$37,737.18 |
$27,577.75 |
$22,131.74 |
$19,723.01 |
$15,839.31 |
$13,543.48 |
$12,041.01 |
3.500 |
$38,384.21 |
$28,241.80 |
$22,813.68 |
$20,417.05 |
$16,563.65 |
$14,297.81 |
$12,824.72 |
4.000 |
$39,038.11 |
$28,915.61 |
$23,508.20 |
$21,125.49 |
$17,306.80 |
$15,075.02 |
$13,634.98 |
4.500 |
$39,698.86 |
$29,599.13 |
$24,215.20 |
$21,848.21 |
$18,068.47 |
$15,874.58 |
$14,470.93 |
5.000 |
$40,366.44 |
$30,292.31 |
$24,934.59 |
$22,585.07 |
$18,848.34 |
$16,695.89 |
$15,331.63 |
5.500 |
$41,040.84 |
$30,995.10 |
$25,666.26 |
$23,335.90 |
$19,646.06 |
$17,538.34 |
$16,216.05 |
6.000 |
$41,722.03 |
$31,707.46 |
$26,410.10 |
$24,100.55 |
$20,461.27 |
$18,401.25 |
$17,123.16 |
|
Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. |
|
|
|