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Mortgage Calculator Mortgage Hotline: 3563 8888
| Calculation of Mortgage Terms and Estimate of Expenses |
| Property Price： |
$23,800,000.00 |
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|
| Down Payment： |
$7,140,000.00 |
| |
| Loan amount： |
$16,660,000.00 |
Total repayment： |
$22,108,533.09 |
| Monthly Payment： |
$73,695.11 (2.375% 300-term) |
Total int. paid： |
$5,448,533.09 |
| Miscellaneous Expenses |
Registration Fee & Taxes |
| S&P Agreement： |
$3,000.00 |
S&P Reg： |
$210.00 |
| Assignment *： |
$77,000.00 |
Reg Fee： |
$230.00 - $450.00 |
| Mortgage Deed： |
$7,375.00 |
Reg Fee： |
$210.00 |
| Agency Commission： |
$238,000.00 |
Reg Fee： |
$300.00 |
| Mort. Insurance： |
$0.00 (one-time payment) |
Land Register： |
$30.00 |
|
Stamp Duty#： |
$1,011,501.00 (1st Residential Property) |
|
|
$3,570,000.00 (2nd Residential Property) |
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|
$2,023,000.00 (Non Residential Property) |
| * The exact charges to be determined by the solicitors. |
# The exact stamp duty to be determined by the government. |
| Int. Rate |
7yr-term |
10yr-term |
13yr-term |
15yr-term |
20yr-term |
25yr-term |
30yr-term |
| 1.000 |
$205,438.57 |
$145,948.47 |
$113,931.33 |
$99,709.19 |
$76,618.39 |
$62,786.95 |
$53,585.14 |
| 1.500 |
$209,051.84 |
$149,592.64 |
$117,612.09 |
$103,415.79 |
$80,392.07 |
$66,629.39 |
$57,497.03 |
| 2.000 |
$212,705.47 |
$153,294.41 |
$121,367.61 |
$107,208.55 |
$84,280.16 |
$70,614.13 |
$61,578.60 |
| 2.375 |
$215,472.15 |
$156,108.47 |
$124,233.16 |
$110,109.43 |
$87,270.82 |
|
$64,749.53 |
| 2.500 |
$216,399.40 |
$157,053.66 |
$125,197.64 |
$111,087.08 |
$88,281.82 |
$74,739.55 |
$65,827.14 |
| 3.000 |
$220,133.58 |
$160,870.20 |
$129,101.84 |
$115,050.90 |
$92,395.96 |
$79,003.60 |
$70,239.23 |
| 3.500 |
$223,907.91 |
$164,743.86 |
$133,079.83 |
$119,099.43 |
$96,621.29 |
$83,403.89 |
$74,810.84 |
| 4.000 |
$227,722.31 |
$168,674.40 |
$137,131.15 |
$123,232.01 |
$100,956.32 |
$87,937.62 |
$79,537.39 |
| 4.500 |
$231,576.69 |
$172,661.59 |
$141,255.31 |
$127,447.88 |
$105,399.39 |
$92,601.69 |
$84,413.77 |
| 5.000 |
$235,470.93 |
$176,705.15 |
$145,451.75 |
$131,746.22 |
$109,948.63 |
$97,392.70 |
$89,434.48 |
| 5.500 |
$239,404.91 |
$180,804.78 |
$149,719.84 |
$136,126.10 |
$114,602.03 |
$102,306.98 |
$94,593.65 |
| 6.000 |
$243,378.52 |
$184,960.16 |
$154,058.93 |
$140,586.55 |
$119,357.41 |
$107,340.61 |
$99,885.12 |
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Disclaimer:
The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to using and relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. |
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