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  Mortgage Rate Latest Update : 2010-6-5
Bank Prime Rate at 5%
Bank Mortgage Plan Annual Interesting Rate Cash Rebate Maximum Loan Period Prepayment Penalty Period (Yr)
HSBC
27488080
Plan1. P-1% - 1.5% for the entire repayment period 3.5% 0.5% 30 3
Plan2. Loan amount more than $1M, HIBOR+0.65% or P-2.5%, whichever is lower - 0.5% 30 3
Hang Seng Bank Limited
27102288
Loan amount more than $1M, HIBOR+0.7% for the entire repayment period - - 30 1
Bank of China (Hong Kong)
36693233
Plan1. P-1.25% for the entire repayment period if loan amount less than $1.5M 3.75% 0.2% 30 3
Plan2. P-1.5% for the entire repayment period if loan amount more than $1.5M 3.5% 0.5% 30 3
Plan3. Loan amount more than $1M, HIBOR+1% or P-2.25%, whichever is lower - 0.2% 30 3
Nanyang Commerical Bank Ltd
26222633
Loan amount more than $1M, HIBOR+0.75% - 0.5% 30 3
 
Bank Prime Rate at 5.25%
Bank Mortgage Plan Annual Interesting Rate Cash Rebate Maximum Loan Period Prepayment Penalty Period (Yr)
Citic Ka Wah Bank
22876788
Plan1.P-2.75% for the entire repayment period if loan amount more than $1.5M 2.5% 0.5% 35 3
Plab2.HIBOR+0.9% if loan amount more than $1.5M, interest rate ceiling at P-2.5% - - 35 3
Fubon (HK) Bank
28067222
Plan1. P-2.95% if loan amount more than $0.5M 2.35% 0.8% 30 3
Plan2. Loan amount more than $1M, HIBOR+0.7% or P-2.75%, whichever is lower - 0.5% 30 3
ICBC (Asia) Ltd
25343000
Plan1. P-3.1% for the entire repayment period 2.15% 1% 30 3
Plan2. HIBOR+.7% or P-2.75% for the first year, thereafter at P-3.1% - 0.5% 30 3
Plan3. HIBOR+0.7% , interest rate ceiling at P-2.8% - 0.5% 30 3
Dah Sing Bank, Limited
28288000
Plan1. P-3.1% for the entire repayment period if loan amount more than $1M 2.15% 1% 30 3
Plan2. HIBOR+0.7% if loan amount more than $1M, interest rate ceiling at P-2.75% - 0.6% 30 3
Standard Chartered Bank
28868855
Plan1. P-3.2% 2.05% 1% 30 3
Plan2. HIBOR+0.7% for the entire repayment period, interest rate ceiling at P-2.75%, whichever is lower - 0.55% 30 3
The Bank of East Asia
36088686
P-2.75% for the entire repayment period 2.5% 0.5% 30 3
Mevas Bank, Limited
3101 3838
Plan1. P-3.05% for the entire repayment period if loan amount more than $1M 2.2% 0.9% 30 3
Plan2. Loan amount $0.2M-$0.99M, P-2.8% for the entire repayment period 2.45% 0.3% 30 3
Plan3. HIBOR+0.65% if loan amount more than $1M, interest rate ceiling at P-2.75% - 0.5% 30

3

mReferral
31966666
Plan1. HIBOR+0.65%, interest rate ceiling at P-2.8% - - 30 0.5
Plan2. HIBOR+0.65%, interest rate ceiling at P-2.8% - 0.7% 30 3
Plan3.HIBOR+0% for the first 3 years, interest rate ceiling at P-2.75%, thereafter at HIBOR+0.65% - - 30 -
Plan4. HIBOR+0.8% for the first year, thereafter at P-3.2% - - 30 0.5
Plan5. P-3.15% for the entire repayment period 2.1% 0.8% 30 2
Plan6. P-3.25% for the entire repayment period 2% 1% 30 3
CentalineMortgage Broker Limited
28892886
Plan1. P-3.25% for the entire repayment period 2% 1% 30 3
Plan2. P-3.15% for the entire repayment period 2.1% 0.8% 30 2
Plan3. HIBOR+0.7% for the first year, interest rate ceiling fixed at P-2.8%, thereafter at P-3.25% - - 30 3
Plan4. HIBOR+0% for the first 3 years, thereafter at HIBOR+0.65%, interest rate ceiling fixed at P-2.75% - - 30 -
Plan5. HIBOR+0.65%, interest rate ceiling at P-2.8% - - 30 0.5
Plan6. HIBOR+0.65%, interest rate ceiling at P-2.8% - - 30 3
Shanghai Commercial Bank Ltd
28415461
Plan1.P-3.1% for the entire repayment period 2.15% 1% 30 1
Plan2.Loan amount more than $5M, HIBOR+0.9%, interest rate ceiling at P-2.5% - - 30 3
Wing Hang Bank
31999188
Plan1. P-3.1% if loan amount more than $0.5M 2.15% 1% 30 1
Plan2. Loan amount $0.8M-$1M, HIBOR+0.8%, interest rate ceiling at P-2.75% - 0.2% 30 1
Plan3. Loan amount more than $1M, HIBOR+0.7%, interest rate ceiling at P-2.75% - 0.6% 30 1
China Construction Bank (Asia)
28052383
Plan1. Loan amount more than $1M, P-3.1% for the entire repayment period 2.15% 1% 25 2
Plan2. Loan amount more than $1M, 3month HIBOR+0.7%, interest rate ceiling at P-2.8% - 0.6% 25 3
Plan3.HIBOR+0.7% for the first year, thereafter at P-3.1% - 0.5% 25 3
Citibank (Hong Kong) Limited
81283311
Plan1. P-3.1% for the entire repayment period 2.15% 1% 30 3
Plan2.P-2.65% for the entire repayment period 2.6% 0.5% 30 3
Plan3.Loan amount more than $1M, HIBOR+0.7% or P-2.8%, whichever is lower - 0.7% 30 3
Wing Lung Bank
28268222
Plan1.Loan amount more than $1M, P-3.1% for the entire repayment period 2.15% 1% 30 3
Plan2.1month HIBOR+0.7%, interest rate ceiling at P-2% - 0.3% 30 3
DBS Bank (Hong Kong) Limited
29612288
Plan1. P-2.85%-3% for the entire repayment period if loan amount more than $1M 2.25% 0.5% 30 3
Plan2. Loan amount more than $1M, HIBOR+0.8% or P-2.5%-2.75%, whichever is lower - 0.5% 30 3
Plan3. Loan amount more than $1.5M, HIBOR+0.7%, interest rate ceiling at P-2.8% - 0.5% 30 3
Bank of Communications
22699699
Plan1. Loan amount more than $1M, P-3.1% for the entire repayment period 2.15% 0.6% 30 2
Plan2. Loan amount more than $2M, 1month HIBOR+0.7% or P-2.75%, whichever is lower - 0.5% 30 2
National Australia Bank
28268163
Plan1. HIBOR+1.5% for the entire repayment period - - 30 -
Plan2. Loan amount more than $1M, 2.16% for the first year, 2.45% for the first 2 years, 2.82% for the first 3 years or 3.71% for the first 5 years, thereafter at 1 Month HIBOR+1.5% - - 30 3
Chong Hing Bank Limited
37686888
Plan1. Loan amount more than $0.8M, P-3 for the entire repayment period 2.25% 0.8% 30 2
Plan2. P-2.9% for the entire repayment period if loan amount more than $0.8M 2.35% 0.4% 30 0.5
Plan3. P-2.75% for the entire repayment period if loan amount more than $0.8M 2.5% - 30 0.5
Plan4. Loan amount more than $0.8M, 3 Months HIBOR+0.75%, or P-2.75%, whichever is lower - 0.5% 30 2
The above rate is for reference only. Client should rely on the final verification from the bank.