| Bank Prime Rate at 5.25% |
| Bank |
Mortgage Plan |
Annual Interesting Rate |
Cash Rebate |
Maximum Loan Period |
Prepayment Penalty Period (Yr) |
Citic Ka Wah Bank
22876788
|
Plan1.P-2.75% for the entire repayment period if loan amount more than $1.5M |
2.5% |
0.5% |
35 |
3 |
| Plab2.HIBOR+0.9% if loan amount more than $1.5M, interest rate ceiling at P-2.5% |
- |
- |
35 |
3 |
Fubon (HK) Bank
28067222 |
Plan1. P-2.95% if loan amount more than $0.5M |
2.35% |
0.8% |
30 |
3 |
| Plan2. Loan amount more than $1M, HIBOR+0.7% or P-2.75%, whichever is lower |
- |
0.5% |
30 |
3 |
ICBC (Asia) Ltd
25343000 |
Plan1. P-3.1% for the entire repayment period |
2.15% |
1% |
30 |
3 |
| Plan2. HIBOR+.7% or P-2.75% for the first year, thereafter at P-3.1% |
- |
0.5% |
30 |
3 |
| Plan3. HIBOR+0.7% , interest rate ceiling at P-2.8% |
- |
0.5% |
30 |
3 |
Dah Sing Bank, Limited
28288000 |
Plan1. P-3.1% for the entire repayment period if loan amount more than $1M |
2.15% |
1% |
30 |
3 |
| Plan2. HIBOR+0.7% if loan amount more than $1M, interest rate ceiling at P-2.75% |
- |
0.6% |
30 |
3 |
Standard Chartered Bank
28868855 |
Plan1. P-3.2% |
2.05% |
1% |
30 |
3 |
| Plan2. HIBOR+0.7% for the entire repayment period, interest rate ceiling at P-2.75%, whichever is lower |
- |
0.55% |
30 |
3 |
The Bank of East Asia
36088686
|
P-2.75% for the entire repayment period |
2.5% |
0.5% |
30 |
3 |
Mevas Bank, Limited
3101 3838 |
Plan1. P-3.05% for the entire repayment period if loan amount more than $1M |
2.2% |
0.9% |
30 |
3 |
| Plan2. Loan amount $0.2M-$0.99M, P-2.8% for the entire repayment period |
2.45% |
0.3% |
30 |
3 |
| Plan3. HIBOR+0.65% if loan amount more than $1M, interest rate ceiling at P-2.75% |
- |
0.5% |
30 |
3 |
mReferral
31966666 |
Plan1. HIBOR+0.65%, interest rate ceiling at P-2.8% |
- |
- |
30 |
0.5 |
| Plan2. HIBOR+0.65%, interest rate ceiling at P-2.8% |
- |
0.7% |
30 |
3 |
| Plan3.HIBOR+0% for the first 3 years, interest rate ceiling at P-2.75%, thereafter at HIBOR+0.65% |
- |
- |
30 |
- |
| Plan4. HIBOR+0.8% for the first year, thereafter at P-3.2% |
- |
- |
30 |
0.5 |
| Plan5. P-3.15% for the entire repayment period |
2.1% |
0.8% |
30 |
2 |
| Plan6. P-3.25% for the entire repayment period |
2% |
1% |
30 |
3 |
CentalineMortgage Broker Limited
28892886 |
Plan1. P-3.25% for the entire repayment period |
2% |
1% |
30 |
3 |
| Plan2. P-3.15% for the entire repayment period |
2.1% |
0.8% |
30 |
2 |
| Plan3. HIBOR+0.7% for the first year, interest rate ceiling fixed at P-2.8%, thereafter at P-3.25% |
- |
- |
30 |
3 |
| Plan4. HIBOR+0% for the first 3 years, thereafter at HIBOR+0.65%, interest rate ceiling fixed at P-2.75% |
- |
- |
30 |
- |
| Plan5. HIBOR+0.65%, interest rate ceiling at P-2.8% |
- |
- |
30 |
0.5 |
| Plan6. HIBOR+0.65%, interest rate ceiling at P-2.8% |
- |
- |
30 |
3 |
Shanghai Commercial Bank Ltd
28415461
|
Plan1.P-3.1% for the entire repayment period |
2.15% |
1% |
30 |
1 |
| Plan2.Loan amount more than $5M, HIBOR+0.9%, interest rate ceiling at P-2.5% |
- |
- |
30 |
3 |
Wing Hang Bank
31999188
|
Plan1. P-3.1% if loan amount more than $0.5M |
2.15% |
1% |
30 |
1 |
| Plan2. Loan amount $0.8M-$1M, HIBOR+0.8%, interest rate ceiling at P-2.75% |
- |
0.2% |
30 |
1 |
| Plan3. Loan amount more than $1M, HIBOR+0.7%, interest rate ceiling at P-2.75% |
- |
0.6% |
30 |
1 |
China Construction Bank (Asia)
28052383 |
Plan1. Loan amount more than $1M, P-3.1% for the entire repayment period |
2.15% |
1% |
25 |
2 |
| Plan2. Loan amount more than $1M, 3month HIBOR+0.7%, interest rate ceiling at P-2.8% |
- |
0.6% |
25 |
3 |
| Plan3.HIBOR+0.7% for the first year, thereafter at P-3.1% |
- |
0.5% |
25 |
3 |
Citibank (Hong Kong) Limited
81283311 |
Plan1. P-3.1% for the entire repayment period |
2.15% |
1% |
30 |
3 |
| Plan2.P-2.65% for the entire repayment period |
2.6% |
0.5% |
30 |
3 |
| Plan3.Loan amount more than $1M, HIBOR+0.7% or P-2.8%, whichever is lower |
- |
0.7% |
30 |
3 |
Wing Lung Bank
28268222
|
Plan1.Loan amount more than $1M, P-3.1% for the entire repayment period |
2.15% |
1% |
30 |
3 |
| Plan2.1month HIBOR+0.7%, interest rate ceiling at P-2% |
- |
0.3% |
30 |
3 |
DBS Bank (Hong Kong) Limited
29612288 |
Plan1. P-2.85%-3% for the entire repayment period if loan amount more than $1M |
2.25% |
0.5% |
30 |
3 |
| Plan2. Loan amount more than $1M, HIBOR+0.8% or P-2.5%-2.75%, whichever is lower |
- |
0.5% |
30 |
3 |
| Plan3. Loan amount more than $1.5M, HIBOR+0.7%, interest rate ceiling at P-2.8% |
- |
0.5% |
30 |
3 |
Bank of Communications
22699699 |
Plan1. Loan amount more than $1M, P-3.1% for the entire repayment period |
2.15% |
0.6% |
30 |
2 |
| Plan2. Loan amount more than $2M, 1month HIBOR+0.7% or P-2.75%, whichever is lower |
- |
0.5% |
30 |
2 |
National Australia Bank
28268163 |
Plan1. HIBOR+1.5% for the entire repayment period |
- |
- |
30 |
- |
| Plan2. Loan amount more than $1M, 2.16% for the first year, 2.45% for the first 2 years, 2.82% for the first 3 years or 3.71% for the first 5 years, thereafter at 1 Month HIBOR+1.5% |
- |
- |
30 |
3 |
Chong Hing Bank Limited
37686888 |
Plan1. Loan amount more than $0.8M, P-3 for the entire repayment period |
2.25% |
0.8% |
30 |
2 |
| Plan2. P-2.9% for the entire repayment period if loan amount more than $0.8M |
2.35% |
0.4% |
30 |
0.5 |
| Plan3. P-2.75% for the entire repayment period if loan amount more than $0.8M |
2.5% |
- |
30 |
0.5 |
| Plan4. Loan amount more than $0.8M, 3 Months HIBOR+0.75%, or P-2.75%, whichever is lower |
- |
0.5% |
30 |
2 |